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Give The Gift Of Space With Mini Self Storage

Do you know someone who never has enough space? You probably do. It could be a neighbour, friend, or family member whose house is overtaken by stuff. Perhaps it’s your...

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En Suite Essentials You Can't Afford To Ignore

En Suite Essentials You Can't Afford To Ignore

You know when you have made it in life. It is the day you can look your peers in the eye and declare that you have an en suite. Nothing...

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Give The Gift Of Space With Mini Self...

Give The Gift Of Space With Mini Self Storage

Do you know someone who never has enough space? You probably do. It could be a neighbour, friend, or family member whose house is overtaken by...

Beware Of These DIY Designs When You're Buying A Home

Every year, millions of people set to work completing DIY on their home. In fact, you’ll be hard pressed to find a home on the market that hasn’t had at least some features added through DIY. Is this good news or bad news for the buyer? As it turns out, this is usually bad news. The first problem is what these DIY add-ons often do to the price of the property. It tends to make homes a lot more expensive to purchase.

That would be fine if the changes give the property literal value. Unfortunately, in most cases, they don’t and can make the home more difficult to buy. There are plenty of home designs choices that can make mortgages more expensive or getting a deal on a mortgage difficult. Here are some of the DIY don’ts you need to watch out for when you buy a home.

Flat Roofs

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Flat roofs may look modern and fit in well with a contemporary design. But, if a home has a flat roof, you might find that the cost of the insurance is quite high. That’s because flat roofs often need a lot of work when you’re living in the house. They get leaks; they are easily damaged, and they are general quite hard work. Flat roofs are typically used for property extensions and will not cover the entire area of the property. But even the smallest flat roof could push up the cost of your insurance. It might also make the mortgage more expensive, and this is an issue you need to be aware of.

Swimming Pools

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Have you found a reasonably priced home that has a swimming pool built in the backyard? If so, you might be thanking your lucky stars. Not so fast though because if the house is valued low, there’s a good chance the swimming pool is a DIY job. That will make it more of a liability than a home luxury. It will need a lot of maintenance work and make getting a good mortgage tricky. There’s a reason why most homes with swimming pools range into the millions. Typically, even swimming pools that are built well will cost a lot of money over the years. Unfortunately, having a private swimming pool is something that only the rich can afford.

Alternate Building Structures

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Again, you will typically find alternate building structures used for extension work. If it has been completed by a professional, the best mortgage brokers will still find you great deals buying the property. If it’s a DIY job, you might not be so lucky. Mortgage lenders are often quite reluctant to take a chance on a property that has been built partially by a novice. There’s a very good chance that the home will fail their inspection, and they won’t support you with a loan at all.

Extensions

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Again, you’re going to find it quite difficult to buy a house without an extension these days. Unless of course, you are buying one brand new. Most people will try their luck adding some value to their home, at some point or another. The good news is that if the extension has been well built, there will be no problem. But, if it’s a DIY job, you might run into issues. Also, you need to be aware that most owners will not outright admit that work was completed as a DIY project. You’ll have to ask them for paperwork on the extensions. If they can’t provide it, the best thing you can do is assume they build it up themselves.

Lan An

Lan An is a professional editor in the field of architecture and interior design. Having a strong desire for architecture and design in her writing career, Lan An attempts to provide readers the most wonderful architectural news and projects.

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